Based in Bengaluru · Working with Maharashtra

Full-Stack & AI Development in Maharashtra

Maharashtra sends me more fintech and marketplace work than anywhere outside Karnataka. Mumbai founders usually arrive with the commercial side already worked out and a clear question about architecture — how to handle payments at volume, how to structure a marketplace ledger, whether their stack survives the next order of magnitude.

Working with me

  • You work directly with me — nothing is passed on
  • Based in Bengaluru, IST overlap
  • Code lives in your repository from day one
  • Staged payments tied to deliverables
Maharashtra — full-stack and AI development services by Dharmendra Singh Yadav

Track record

I have shipped over 70 projects, mostly for Indian founders and small product teams, plus clients in the UK and US. Everything is built and deployed by me directly — no team, nothing subcontracted. I am based in Bengaluru and work remotely across India.

How we'd work together

Mumbai and Pune are both IST, so we overlap completely during the working day. Pune's engineering density means teams there often want a second opinion on architecture rather than a full build, which is a perfectly good way to start working together.

What I build for businesses here

Mumbai's fintech density means most Maharashtra work touches money movement — payment flows, reconciliation, ledgers that have to balance. Pune sends a different kind: engineering teams wanting an architecture review before they commit. I build the product side of both; regulatory guidance stays with you.

How a project runs

Payment work has a specific failure mode: the happy path takes a day and the other paths take a fortnight. Failed charges, partial refunds, webhook replays, reconciliation drift. I scope those explicitly rather than discovering them in production, which is why Maharashtra estimates tend to look higher than a naive quote.

What it costs

A payments-heavy SaaS build runs ₹8–15 lakh because the edge cases are the work. A Pune-style architecture review is ₹1.5–3 lakh over two weeks and often saves more than it costs.

How I work

You work with me directly

There is no team behind me and nothing is subcontracted. The person you scope the project with is the person writing the code, which removes an entire category of translation loss. The trade is capacity — I take a small number of projects at a time, and I will tell you if I cannot start when you need to.

Your code, your infrastructure, from day one

The repository lives under your account and the cloud infrastructure is provisioned in yours. You should never be in a position where changing developer means losing your product. Handover documentation is part of the work rather than something negotiated at the end.

Payments staged against deliverables

A deposit to start, then payments tied to milestones you can see working in a staging environment. Never the full amount upfront in either direction. If a project stops early, you keep everything built to that point.

Scope written down, including what is excluded

Every project gets a written scope split into launch and later, with an explicit not-included list. That second list prevents most disputes, because disagreement almost always comes from an assumption nobody wrote down.

Working with me in Maharashtra

Yes, though I am not a compliance specialist. I build the product — payment flows, ledgers, reconciliation, dashboards — and expect you to bring the regulatory guidance. Being clear about that line early saves everyone time.

For larger engagements, yes, usually for scoping or a difficult integration. Most of the work runs remotely and there is no meaningful difference in outcome.

Let's talk.

Building production-grade SaaS, AI agents and mobile apps end-to-end.

Hiring for a senior role or have an interesting problem to solve? Drop a note — I read every message.

Prefer email? Send to dharmendrasinghyadav022@gmail.com

Send a message from this page

Reply within 24 hours. No newsletter, no automated sequence.